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Whether your financial goals are to: plan for retirement, minimize taxes, own a home or cottage, provide for a child’s education, protect your income and assets or own a business we can help you with our planning services.

INDIVIDUAL INSURANCE - To assess your current and potential future risks and provide solutions to reduce, eliminate and/or transfer the exposure to ensure that your wealth is protected.

  • Life Insurance (Term, Participating, Permanent, Universal Life)

  • Health, Dental & Vision Care

  • Income Protection/Disability Insurance

  • Critical Illness Insurance

  • Long Term Care

  • Out-of-Province/Country Travel Insurance

INVESTMENT ANALYSIS - To ensure your investments are tailored to meet your goals and objectives, values, temperament and risk tolerance, while providing projections and recommendations towards meeting your financial goals.

Wealth Accumulation Plans

  • Registered Retirement Savings Plans (RRSP)

  • Investment Accounts (Non-Registered Savings Accounts)

  • Locked-In Retirement Accounts (LIRA)

  • Registered Education Savings Plans (RESP)

  • Tax-Free Savings Account (TFSA)

  • Pension Plans


Wealth Income Plans

  • Registered Retirement Income Fund (RRIF)

  • Annuities

  • Life Income Funds (LIF)

  • Locked-In Retirement Income Funds (LRIF)

TAX & ESTATE PLANNING - Understand your current and future tax situation, minimize the taxes you pay, plan your financial affairs in the way that works best for you, ensure the government does not end up collecting more taxes than is necessary and ensure your legacy is disbursed the way you intended.

  • Personal

  • Contract

  • Self Employed

  • Small Business

  • Final & Estate

EMPLOYEE BENEFITS AND RETIREMENT PLANS - Help you design, implement, review and manage a group benefits plan for your workplace

Group Benefits

  • Life

  • Disability

  • Critical illness

  • Extended health

  • Dental and Vision

Group Retirement

  • Registered Retirement Savings Plans (RRSP)

  • Deferred Profit Sharing Plans (DPSP)

  • Tax-Free Savings Account (TFSA)

  • Registered Pension Plans (RPP)

  • Employee Share Ownership Plans

  • Individual Pension Plans

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